September 30, 2008
September 28, 2008
Mgmt
Life is game.
A game of choices.
Though I must admit I don’t always amke the right choices at the right time. And sometimes in fact, I know I’m making wrong choices. Consciously making them. Ahhh. The mental strength comes into question.
EF beckons tomorrow and I haven’t done much today. Feeling a little under the weather, needs some TLC. muz have been the late night but no regrets for such things..
September 27, 2008
Of friendships past, present and future
What is friendship? Is there such thing as everlasting friendship? How about truely platonic friendships?
Friends come and go?
nooo way.
eyes pain. tmr den write
September 26, 2008
September 25, 2008
red bull
I’m so glad I didn’t have to use my second bottle today.. my twc presentation was nice. but i think i didn’t do too well individually. hmm. crap. nvm .
corp finance beckons. am i overly confident?
September 22, 2008
randoms
i swear the muttons to midnight are damn funny!
today i tried! ha. awesome la nick. u rock. u deserve a treat. go buy yourself an iphone. yes. awesome nick.
and you know you’re damn busy when u reject a dinner date with your favourite war buddy:(
September 20, 2008
investment advice
(disclaimer; im not liable for any losses but am always open for a free lunch)
ok, you’re still schooling but your part time jobs have netted you a small fortune thats worthy of a celebration at macdonalds. so what do you do with it?
Here are some possible options (non-exhaustive);
1) You could put it in a savings account that yields higher interest than the average 0.25% account. Some of the banks offering this scheme are like Maybank of Stanchart. The min sum is prob around 5k and will net you a 1.3% p.a., while its not much, it still 4 times your normal savings account. (the drawback for this is that the cash isn’t very liquid due to the lack of ATM machines around)
2) The thing about investments is that, if you don’t have an investment idea, you basically have to pay someone to do it for you.
If you don’t have enough money to keep a diversified portfolio, again you have to pay someone to to manage your funds for you.
And if you know jack-shit (ooo i sometimes wonder where this phrase came from) about investments, its sometimes better to just stay out of this field and accumulate your wealth through capital accumulation (i.e. working) until you gain enough knowledge or know enough to understand what sort of investments suit you.
3) Insurance plans that offer like a monthly contribution are good IF you need some form of insurance coverage too. But do rmb that a monthly contribution also means that you should have a steady flow of income.. if not its just a negative sum on your monthly I/S.
ah shit. bosses are back. laterz
September 18, 2008
some nights are better than others
E makes good company. I think she is seriously damn like me in more ways than one.
and i felt loved tonight coz of a random thought. haha.
and i passed on the coffee.
